KidsDirect

Where Children are our Priority

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    • Ultimate Breastfeeding Guide
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      • Breast Milk vs. Formula Chart
      • Common Breastfeeding Problems
      • Breastfeeding Myths
      • Is My Baby Getting Enough Milk?
      • Why Breastfeed?
      • Suggestions for Successful Breastfeeding
      • Breastfeeding Techniques
  • Pregnancy
    • Signs and Symptoms of Pregnancy
    • Ectopic Pregnancy
    • The Trimesters
      • First Trimester
      • Second Trimester
      • Third Trimester
    • Ovulation
    • Pregnancy and Prenatal Tools
      • Pregnancy Follower
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      • Pregnancy Weight Gain Chart
    • Pregnancy FAQ
    • Pregnancy and Nutrition
    • The Trimesters
      • Second Trimester
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    • Pregnancy and Pets
    • Month to Month Diary
      • Month 1
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      • Month 3
      • Month 4
      • Month 5
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      • Month 7
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      • Month 11 (First Month after Birth)
      • Month 12 (Second Month after Birth)
    • Nutrition Serving Sizes
    • Signs and Symptoms of Pregnancy
    • Tests During Pregnancy – First Trimester
    • Tests During Pregnancy – Second Trimester
    • Tests During Pregnancy – Third Trimester
  • ParentsDirect
    • Email Safety
    • Fathering Section
      • Dads for the First Time
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      • Dad Needs a Job?
      • Tantrums
    • Are There Other Good Websites Out There?
    • History of Child Safe Web Surfing
    • Online Assistant
    • Parent Talk Articles
    • 12 Tips for Unorganized Kids
    • Are There Different Types of Learning Disabilities?
    • Losing Your Temper: Why Parents Blow It and How to Recover
    • How Can I Keep My Child Safe from Things I Don’t Want Them to See?
    • Go To This Assistant’s Fundamental Rules
    • How Can I Keep My Child Safe?
    • Back to School Tips
    • Experts
      • Dr. Kalman Heller
        • Dr. Heller’s CV
      • Pat Sonnenstuhl
        • Pat Sonnenstuhl CV
      • Dr. Robert Naseef
        • Dr. Naseef’s CV
        • Healing Broken Dreams
        • You Will Dream New Dreams
        • Birth of a Parent
        • Families Need Help and Dignity, not Punishment
        • Reflections on Fathers’ Day
      • Dr. Daniel Ravel
    • Parents Direct Babysitter Checklist
    • Helping Your Children Return to School
    • How to Use This Assistant
    • Are We There Yet?
    • Do You Spank Your Children?
    • Excellent Links
    • 12 Tips for Unorganized Kids
    • First Aid Guide
    • Guide to Your Child’s First Birthday
    • Learning Disabilities
    • Circumcision – Decision
    • Children
  • KidsDirect
    • Age Ranges
      • Age 1
      • Age 2 – 3
      • Age 2
      • Age 3
      • Age 4 – 7
      • Age 4
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      • Age 7
      • Age 8 – 11
      • Age 8
      • Age 9
      • Age 10
      • Age 11
      • Age 12 – 14
      • Age 12
      • Age 15 – 18

Making Allowances

There’s a strong argument that an allowance is the best way to teach children to handle financial responsibility. There’s an equally convincing case that nothing could be further from the truth. Whichever is the case, before they get an allowance, children should be old enough to count money. The key to a successful allowance is structuring it right from the outset. Make it clear to your child what kinds of expenditures the money is for, and that they are expected to save some of it. Younger children — ages 7-10 — shouldn’t be held accountable for items like school lunch money as part of their allowance, but it’s not a bad idea for older kids, and has the added benefit of fewer payments changing hands.

Some experts think parents should not link the allowance money to household chores. Children should be expected to help out around the house and in the yard because they are members of the family, not because they are paid. Linking the allowance to household duties may sap this community spirit that you are trying to engender.

Yet with children over 8 or 9 years old, giving an allowance doesn’t preclude paying them for specific chores, especially the occasional type that you might otherwise pay outsiders to perform, such as shoveling the sidewalk or washing the car. Why not keep the money in the family?

Some parents complain that giving their child an allowance puts the parent in a position where their kids are often begging for a raise or an advance. Jayne A. Pearl, author of “Kids and Money: Giving Them the Savvy to Succeed Financially” (1999, Bloomberg Press), would say these parents are missing the point. “Remember, allowance is supposed to be a teaching tool,” she says. “Negotiation skills are an important part of that, which they’re going to need for dealing effectively with friends, teachers, and eventually, their boss.”

So instead of grimacing when your child hits you up for a raise, decide when the time is right, and then engage them in fruitful negotiations. How long since the last raise? Will new expenditures be covered? What amount of the raise will be saved long-term for expenditures requiring your approval?

The most vexing decision on allowances is how much — a decision affected by personal values, family income, and common sense. Don’t let your child influence the amount by saying what they’re friends are getting: Any normal child will bring in high figures.

Many parents like to give their children the equivalent in today’s dollars of the allowance they received at the same age. Assuming that these parents have more or less the same means as their parents did, this can be a comfortable solution.

Prenatal Tools

  • Pregnancy and Prenatal Tools
    • Ovulation Calculator
    • Basal Body Temperature
    • Conception Date Calculator
    • Baby Due Date Calculator
    • Pregnancy Weekly Calculator
    • Make a Birth Plan
    • Pregnancy Follower
    • Prenatal Appointment Timeline
    • Chinese Birth Chart
    • Pregnancy Weight Gain Chart
  • Boys Baby Names
  • Car Seat Buying Guide
  • Changing Diapers
  • Menstrual Cycle
  • Breast Milk vs. Formula Chart
  • Ultimate Breastfeeding Guide

Postnatal Tools

  • Breastfeeding Guide
    • Why Breastfeed?
    • Breastfeeding Myths
    • Breastfeeding Techniques
    • Breast Milk vs. Formula Chart
    • Breast Milk Leakage
    • Suggestions for Successful Breastfeeding
  • Boys Baby Names
  • Girls’ Names with Meanings
  • Girl Baby Names
  • Childproofing
  • Age 1
  • Car Seat Buying Guide
  • Circumcision – Decision
  • Day Care Info
  • Diaper Rash Decoder
  • Attachment Parenting Reduces S.I.D.S.
  • Infants and Babies
    • Newborn Babies and Pets
    • Marilyn’s Q & A for Infants
    • Month 11 (First Month after Birth)
    • Month 12 (Second Month after Birth)
    • How Do Vaccines Work?
    • Holding Your Baby Safely
    • Sleeping Habits
    • S.I.D.S.
    • S.I.D.S. and Sleeping with Your Baby
  • Kid Height Predictor
  • Vaccines
  • Safe Eating Tips

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